LEGAL

The information contained on this Web site is intended for the use of United States investors only, and is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Mellon to any registration or other regulatory requirement within such jurisdiction or country.

COPYRIGHT/TRADEMARK

The entire contents of this Web site, including images, text and "look and feel" attributes, are copyright by Mellon. All rights reserved. If the viewer downloads or prints a hard copy of the individual pages and/or sections of the Web site, the viewer agrees not to remove any copyright or other proprietary notices. Any downloading or otherwise copying from this Web site will not transfer title to any software or material to anyone. The viewer may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link info or use for any public or commercial purpose this Web site without the prior written permission of Mellon.

DISCLAIMER OF WARRANTY/LIMITATION OF LIABILITY

The information on this Web site is provided "as is" and may not be current or complete. Mellon reserves the right to change the contents of this Web site, or the products and services described herein, at any time without notice. Neither Mellon nor its affiliates make any representation about the accuracy or completeness of the information contained herein or its suitability for any particular purpose, and Mellon and its affiliates expressly disclaim, to the fullest extent of the law, any warranty of any kind with respect to such information and any duty to update such information. Neither Mellon nor its affiliates nor any of their respective directors, officers, employees, or suppliers, shall be liable for any loss or damage, direct or consequential, incurred as a result of any use of or reliance on this Web site or any information contained herein. Please contact Mellon to verify any of the information contained herein.

ADDITIONAL AFFILIATIONS OF PORTFOLIO MANAGERS

Certain of the portfolio managers for the products described in this Web site are also dual employees of The Bank of New York Mellon, an affiliated bank, or other affiliates. These officers provide investment advice generally for certain pooled funds sponsored and managed by the bank including some of the funds within the Employee Benefit Collective Investment Fund Plan and Collective Investment Fund Plan for Trusts Exempt from Federal Income Taxation. These officers may provide investment advice for certain separately managed accounts for which The Bank of New York Mellon is Trustee, Custodian, or investment manager. Certain of the portfolio managers for the products described in this Web site are also dual employees of BNY Mellon Investment Advisor, Inc (BNYMIA) and provide investment management functions for certain affiliated investment companies. Such portfolio managers may have portfolio management responsibility for one or more mutual fund portfolios managed by BNYMIA, in addition to Mellon's products for which they have such responsibility. Contact Mellon for more information to assist you in making a more informed investment decision.

TERMS OF USE

This page states the Terms of Use and Disclaimer and Limitation of Liability (collectively "Terms of Use") under which you may use this Web site. Please read this page carefully. If you do not accept the Terms of Use stated here, do not use this Web site and service. By using this Web site, you are indicating your agreement with and acceptance to be bound by the Terms of Use. Mellon retains the right to make changes to this Web site and the Terms of Use, Trademarks and Copyright, and Commitment to On-line Privacy at any time. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms of Use that bind you. This Web site (excluding linked sites) is controlled by Mellon from its offices within the Commonwealth of Massachusetts, United States of America. It can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that may differ from those of Massachusetts, by accessing this Web site both you and Mellon agree that the statutes and laws of the Commonwealth of Massachusetts, without regard to any conflict of law principles, will apply to all matters relating to use of this Web site. Mellon is an investment adviser registered under the Investment Advisers Act of 1940 with the Securities and Exchange Commission. This Web site is not a solicitation for Mellon's investment management services to persons residing in a jurisdiction in which Mellon is exempt from registration, notice filing and/or fee requirements and in which registration, a notice filing and/or payment of a fee would be required in order to engage in solicitation activities with respect to such persons. Mellon makes no representation that materials on this Web site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this Web site from other locations do so on their own initiative and are responsible for compliance with all applicable laws. The use of this Web site is a privilege. Mellon reserves the right to suspend that privilege on an individual basis for any reason at any time in its sole discretion. Contact Mellon for more information to assist you in making a more informed investment decision.

DISCLAIMER AND LIMITATION OF LIABILITY

The material accessed at this Web site is general information regarding available products and services of Mellon. Nothing contained in this Web site shall constitute the provision of investment advice or an offer to sell, or a solicitation of an offer to buy, or a recommendation to buy or sell any security. By accessing any areas of www.mellon.com, you agree that use of this Web site is at your own risk. Neither Mellon, nor its affiliates, officers, directors, employees, agents, or other parties involved in creating and delivering this Web site's contents make any warranty as to the accuracy, reliability, timeliness or completeness of this information, either in general or as to a particular security, and you should not rely upon it. In using this Web site, you agree that the information and services are provided "as is," "as available" without warranties of any kind, either expressed or implied, including but not limited to warranties of title or implied warranties of merchantability or fitness for a particular purpose. Mellon also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in the Web site, or your downloading of any materials, data text, or images from the Web site. You further agree that Mellon, and any other parties involved in creating and delivering this Web site's contents, have no liability for direct, indirect, incidental, punitive, or consequential damages with respect to the information, services, or content contained on or otherwise accessed through this Web site.